These Terms and Conditions (“Terms”) govern your access to and use of the FnB Insight website (fnbinsight.com) and all content, services, and products available through the Site (collectively, the “Site”). By accessing and using the Site, you accept and agree to be bound by these Terms. If you do not agree to abide by the above, please do not use this service.
1. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on FnB Insight’s Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to decompile or reverse engineer any software contained on the Site
- Remove any copyright or other proprietary notations from the materials
- Transfer the materials to another person or “mirror” the materials on any other server
- Violate any applicable laws or regulations in your use of the Site
2. Disclaimer
The materials on FnB Insight’s Site are provided on an ‘as is’ basis. FnB Insight makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Further, FnB Insight does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Site or otherwise relating to such materials or on any sites linked to this Site.
3. Limitations
In no event shall FnB Insight or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on FnB Insight’s Site, even if FnB Insight or an authorized representative has been notified orally or in writing of the possibility of such damage.
4. Accuracy of Materials
The materials appearing on FnB Insight’s Site could include technical, typographical, or photographic errors. FnB Insight does not warrant that any of the materials on its Site are accurate, complete, or current. FnB Insight may make changes to the materials contained on its Site at any time without notice.
5. Materials and Content
FnB Insight does not review all materials posted to the Site and is not responsible for the content of these materials. By operating the Site, FnB Insight does not represent or imply that it endorses the materials there posted, or that it believes such materials to be accurate, useful, or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content.
6. Links
FnB Insight has not reviewed all of the sites linked to its Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by FnB Insight of the site. Use of any such linked website is at the user’s own risk.
7. Modifications
FnB Insight may revise these Terms and Conditions for its Site at any time without notice. By using this Site, you are agreeing to be bound by the then current version of these Terms and Conditions.
8. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the United Arab Emirates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
9. User Conduct
You agree not to use the Site for any unlawful purposes or in any way that could damage, disable, or impair the Site. Prohibited behavior includes:
- Harassing or causing distress or inconvenience to any person
- Transmitting obscene or offensive content
- Disrupting the normal flow of dialogue within the Site
- Attempting to gain unauthorized access to our systems
- Collecting or tracking personal information of others without consent
- Spamming or sending unsolicited messages
10. Intellectual Property Rights
All content on the Site, including text, graphics, logos, images, and software, is the property of FnB Insight or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, transmit, or display any content without prior written permission from FnB Insight.
11. User-Generated Content
If you submit, post, or display content on the Site, you grant FnB Insight a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content in any media or form. You represent and warrant that you own or have the necessary rights to the content you submit.
12. Limitation of Liability
To the fullest extent permitted by law, FnB Insight shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, even if advised of the possibility of such damages.
13. Indemnification
You agree to indemnify, defend, and hold harmless FnB Insight and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms and Conditions.
14. Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
15. Entire Agreement
These Terms and Conditions constitute the entire agreement between you and FnB Insight regarding your use of the Site and supersede all prior agreements and understandings.
16. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
By using FnB Insight, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.